Last updated: 13 January 2026
Welcome to karlokilayko.dev (the “Site”). By accessing
or using this Site, you agree to the following Terms of
Service (“Terms”).
If you do not agree, please do not use the Site.
1. Purpose of the Site
This Site provides information about products, services,
projects, and content created or offered by Karlo
Kilayko (“we,” “us,”or “our”). Some services may be
offered for payment via third-party providers such as
Stripe.
2. No Professional Advice
All content on this Site is provided for general
informational purposes only. Nothing on this Site
constitutes legal, financial, medical, or professional
advice. You are responsible for how you use the
information provided.
3. Payments and Third-Party Services
Payments, subscriptions, or transactions are processed
through third-party providers (including Stripe). We do
not store your full payment card details. Your use of
these services is also governed by their respective
terms and policies.
4. Intellectual Property
All content on this Site—including text, graphics,
logos, and software—is owned by or licensed to us and
protected by applicable intellectual property laws. You
may not copy, reproduce, or redistribute content without
prior written permission, except for personal,
non-commercial use.
5. Acceptable Use
You agree not to:
- Use the Site for unlawful purposes
-
Attempt to gain unauthorized access to the Site or
its systems
- Interfere with or disrupt the Site’s operation
6. Disclaimer of Warranties
The Site is provided “as is” and “as available,” without
warranties of any kind, express or implied. We do not
guarantee that the Site will be uninterrupted, secure,
or error-free.
7. Limitation of Liability
To the maximum extent permitted by law, we shall not be
liable for any indirect, incidental, or consequential
damages arising from your use of the Site.
8. Changes to These Terms
We may update these Terms from time to time. Continued
use of the Site after changes constitutes acceptance of
the updated Terms.
9. Governing Law
These Terms are governed by the laws of the United
States and the State in which we operate, without regard
to conflict-of-law principles.
10. Contact
If you have questions about these Terms, contact:
Email: support@karlokilayko.dev